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Enter the ‘bare’ months

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Q: Why is it that people tend to end each year with the same amount as when they started?—posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: September 3rd, 2014 in Columnists,Inquirer Columns | Read More »

The month of Aughost

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QUESTION: I see where you are coming from. In your recent articles during the so-called “ghost month,” you had been talking about the ill effects of not being prepared for an untimely death. But is estate planning the only way to do so? Are there other options?—posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: August 27th, 2014 in Columnists,Inquirer Columns | Read More »

Afraid of dying, death or both?

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QUESTION: My father’s family has a history of dying young. I am afraid that I might go through the same shortened life expectancy especially since I had just crossed midlife. But death is not exactly a topic my wife and I discuss. Can you provide some guidance? Posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: August 13th, 2014 in Columnists,Featured Columns,Inquirer Columns | Read More »

Should I buy stocks during the ‘ghost month’?

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Q: I have extra cash that I plan to invest in the stock market but I was advised by my friends that it is not a good time to invest this August because it is the “Hungry Ghost” month. I am not superstitious but I am not sure how this is going to affect the market. Should I avoid investing for now and wait for this unlucky month to pass first? Please advise—Allen Tolentino by email

Posted: August 6th, 2014 in Columnists,Inquirer Columns | Read More »

Overwhelmed with debt

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QUESTION: I have a big debt problem and I have several loans. I’ve been trying to pay them, but it has been overwhelming me. What is a good way to pay my huge debt?—Asked via e-mail, name withheld upon request.

Posted: July 23rd, 2014 in Columnists,Inquirer Columns | Read More »

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