You don’t always have to beat the index
By Efren Ll. Cruz
Now that I am in the stock market, how do I know if I am earning enough? What measures do I use?—Participant at EnRich CD-RW personal finance training
Now that I am in the stock market, how do I know if I am earning enough? What measures do I use?—Participant at EnRich CD-RW personal finance training
Q: I recently invested in stocks. I tried to diversify by buying a good number of them. Unfortunately, only less than half of the stocks I bought are making money. To top it all, the stock market has been falling in the past few days. Please advise me what to do. – Sent through “ask [...]
Question: How should we do personal financial planning based on our culture? Unlike the west, we heavily support family members. Randi Espera Ongoco (@randieongoco) via Twitter
There has been great news about the Philippines with respect to economic gains, increasing remittances, record-breaking stock market performance, strengthening of the peso—all pointing to breakthrough economic growth. The Philippines is indeed one of the nations on top of the list of many investors and corporations as a destination. If the government continues to play [...]
Question: Our economic fundamentals showed a lot of improvements lately—credit ratings upgrades, BSP rate cuts, lower inflation rates and stock market all-time highs. But it seems Juan dela Cruz doesn’t feel these improvements yet. The poverty and unemployment rates are still high according to news. How long will it take for our poor kababayan to feel the said improvements in our economy?
Question: With all the uncertainties in the world economy and markets, is it still wise to make investments in the stock market now?—Kris C. Lim, public relations practitioner Answer: I have been taking note of all the developments worldwide particularly the economic woes of Europe and the United States. Downgrading banks, debt default scares, increasing [...]
Question: I have seen a lot of blogs, discussion groups, articles and even videos on investing. I am truly convinced that we need to invest. However, I am having trouble getting my spouse to buy in on the need to invest for our family’s future. What is the best way to do so? - Frustrated [...]
<em>Question:</em> I am planning to get a car. I have some savings set aside for this purpose. Should I buy a car on cash or financing? Should I get a brand-new or a pre-owned one?—Kris Lim, via e-mail <em>Answer:</em> The first thing you need to decide is if you really need a car. The cost [...]
Question: I heard many stories about marriages that failed due to money problems. I am planning to get married in a few months and I don’t want to have problems with my partner about money in the future. We are both working professionals but we differ in our spending habits. Can you give me some [...]
