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The foundations of real prosperity

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INQUIRER.net FILE PHOTO

Many years ago, people said that the Philippine peso was weak and had little value. I remember that many Pinoys converted their money to US dollars because the peso lost value so fast; it seemed then to be the prudent thing to do.

Posted: October 22nd, 2014 in Columnists,Inquirer Columns,Personal Finance | Read More »

How to save properly to build wealth

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What is the first thing I need to do to build my wealth? I earn well but I also spend a lot. —Asked by David via Facebook

Posted: August 20th, 2014 in Columnists,Inquirer Columns | Read More »

Overwhelmed with debt

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QUESTION: I have a big debt problem and I have several loans. I’ve been trying to pay them, but it has been overwhelming me. What is a good way to pay my huge debt?—Asked via e-mail, name withheld upon request.

Posted: July 23rd, 2014 in Columnists,Inquirer Columns | Read More »

What is diversification?

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Q: You often hear the word “diversification” when investments are discussed. What does it mean and how does it work? —Name withheld upon request, sent via Facebook

Posted: June 25th, 2014 in Columnists,Featured Columns,Inquirer Columns | Read More »

How strong is the Philippine economy?

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A: While it is true that the first quarter performance of the Philippine economy was lower than what was originally forecasted, the economy did not actually do poorly. The 5.7 percent growth is far from average and our economy still ended up as the third-best performing economy in Asia behind China and Malaysia. The main reason for the lower than expected economic performance can largely be attributed to the low output of agriculture particularly coconut, fishing and livestock as a result of Typhoon “Haiyan.” Delays of reconstruction also contributed to the slowing of the growth. Still, the 5.7 percent is still a pretty good showing, way above our 4 percent generational average, and this is despite bottlenecks and disasters. I suppose people would consider 5.7 percent low because of our 6-7 percent performance over a couple of quarters—an issue of perspective.

Posted: June 11th, 2014 in Columnists,Featured Columns,Headlines,Inquirer Columns | Read More »

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