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Money vampires

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peso-bills

Question: My family and I have long been practicing the rules that the growing number of financial planners in the country are espousing. For some reason, though, whenever we tally our finances by yearend, we find that we had barely moved from the start of the year. What do you think is the problem?—Asked at “Ask a Friend, Ask Efren” service at www.personalfinance.ph.

Posted: November 5th, 2014 in Columnists,Inquirer Columns,Personal Finance | Read More »

Where can you get the best advice?

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The government posted a budget surplus in August as revenue collection grew by a much faster pace than expenditures.

Question: I want to consult a financial planner regarding my family’s finances. There seems to be a lot of them out there nowadays, both with certifications and without. How do I know whom to approach?—asked through the “ask a friend, ask Efren” service on www.personalfinance.ph

Posted: October 15th, 2014 in Columnists,Inquirer Columns,Personal Finance | Read More »

How much should I leave my children

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May I know what the law says on how much inheritance should I leave my children? – asked at EnRich™ Estate Planning training program

Posted: October 8th, 2014 in Columnists,Inquirer Columns | Read More »

Marriage: Who owns what?

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Question: I am about to get married. My future wife and I are not really fans of prenuptial agreements. Also, there really is not that much to include in the prenuptial agreement. How will our properties be shared between us?—asked at EnRich™ Estate Planning training program

Posted: October 1st, 2014 in Columnists,Inquirer Columns | Read More »

When cash is not king

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Question: I guess I have no choice but to pay taxes once my assets are transferred to my spouse and children when I move on to the next life. But could I just set aside cash in the bank to pay for such taxes? I don’t want my family to have to worry about the tax payment themselves—asked at EnRich™ Estate Planning training program

Posted: September 24th, 2014 in Columnists,Inquirer Columns | Read More »

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