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Where can you get the best advice?

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The government posted a budget surplus in August as revenue collection grew by a much faster pace than expenditures.

Question: I want to consult a financial planner regarding my family’s finances. There seems to be a lot of them out there nowadays, both with certifications and without. How do I know whom to approach?—asked through the “ask a friend, ask Efren” service on www.personalfinance.ph

Posted: October 15th, 2014 in Columnists,Inquirer Columns,Personal Finance | Read More »

How much should I leave my children

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May I know what the law says on how much inheritance should I leave my children? – asked at EnRich™ Estate Planning training program

Posted: October 8th, 2014 in Columnists,Inquirer Columns | Read More »

Marriage: Who owns what?

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Question: I am about to get married. My future wife and I are not really fans of prenuptial agreements. Also, there really is not that much to include in the prenuptial agreement. How will our properties be shared between us?—asked at EnRich™ Estate Planning training program

Posted: October 1st, 2014 in Columnists,Inquirer Columns | Read More »

When cash is not king

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Question: I guess I have no choice but to pay taxes once my assets are transferred to my spouse and children when I move on to the next life. But could I just set aside cash in the bank to pay for such taxes? I don’t want my family to have to worry about the tax payment themselves—asked at EnRich™ Estate Planning training program

Posted: September 24th, 2014 in Columnists,Inquirer Columns | Read More »

Enter the ‘bare’ months

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Q: Why is it that people tend to end each year with the same amount as when they started?—posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: September 3rd, 2014 in Columnists,Inquirer Columns | Read More »

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