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Enter the ‘bare’ months

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Q: Why is it that people tend to end each year with the same amount as when they started?—posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: September 3rd, 2014 in Columnists,Inquirer Columns | Read More »

The month of Aughost

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QUESTION: I see where you are coming from. In your recent articles during the so-called “ghost month,” you had been talking about the ill effects of not being prepared for an untimely death. But is estate planning the only way to do so? Are there other options?—posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: August 27th, 2014 in Columnists,Inquirer Columns | Read More »

Afraid of dying, death or both?

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QUESTION: My father’s family has a history of dying young. I am afraid that I might go through the same shortened life expectancy especially since I had just crossed midlife. But death is not exactly a topic my wife and I discuss. Can you provide some guidance? Posted at PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: August 13th, 2014 in Columnists,Featured Columns,Inquirer Columns | Read More »

Device to kick the vice

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QUESTION: I have read your article entitled “Addressing the estate of your nation” (July 9, 2014). Can you tell me a bit more about estate planning in simple terms? posted on PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph.

Posted: July 30th, 2014 in Columnists,Inquirer Columns | Read More »

Addressing the estate of your nation

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Question: I have heard financial planners talk about estate planning. But I get confused as others call it real estate planning. Can you break down estate planning for me in simple terms?—Posted on PFA’s “ask a friend, ask Efren” service at www.personalfinance.ph

Posted: July 9th, 2014 in Columnists,Inquirer Columns | Read More »

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