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Efren Ll. Cruz Archives | Inquirer Business

Columnists

Why self-control alone fails in personal finance

January 07, 2026 BY: Efren Ll. Cruz

Columnists

Do you have a personal trade deficit?

April 30, 2025 BY: Efren Ll. Cruz

Columnists

The rich say they don’t need it; poor say they can’t afford it

December 27, 2023 BY: Efren Ll. Cruz

Columnists

Close your eyes, make a wish, now count to three

December 20, 2023 BY: Efren Ll. Cruz

Columnists

The ideal number of stocks to invest in

October 11, 2023 BY: Efren Ll. Cruz

Columnists

COVID-19 has passed. But why are things still not right?

September 27, 2023 BY: Efren Ll. Cruz

Columnists

Why retire when you can just rewire?

September 13, 2023 BY: Efren Ll. Cruz

Columnists

I was wrong. There is zero percent interest.

September 06, 2023 BY: Efren Ll. Cruz

Columnists

The world is not round

August 16, 2023 BY: Efren Ll. Cruz

Columnists

Charming your way out of past due debt

August 09, 2023 BY: Efren Ll. Cruz

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Efren Ll. Cruz Archives | Inquirer Business

Why self-control alone fails in personal finance

Do you have a personal trade deficit?

The rich say they don’t need it; poor say they can’t afford it

Close your eyes, make a wish, now count to three

The ideal number of stocks to invest in

COVID-19 has passed. But why are things still not right?

Why retire when you can just rewire?

I was wrong. There is zero percent interest.

The world is not round

Charming your way out of past due debt

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