Making the most of your property to support business growth

Every business reaches a point where growth requires bigger moves and wiser decisions. As an  SME, you may find yourself needing to expand operations, upgrade equipment, increase  inventory, or open a new location, and the key is having access to the right funding.  

For many SMEs, however, growth opportunities like these often come with one big question:  where to get the funding. What many entrepreneurs may not realize is that the solution may  already be within reach through assets they already own. A house and lot, condominium unit,  vacant lot, or commercial property can serve as a practical and strategic source of financing to  help move the business forward. 

Unlock the value of what you already own 

The BDO Multipurpose Loan allows you to use your real estate assets as collateral to secure  funding. Instead of selling your property or waiting until enough cash is available, you can  maximize the value of your existing assets to gain access to higher loan amounts and longer  repayment terms for important goals and opportunities. 

With this access to funding through the BDO Multipurpose Loan, SMEs can unlock the value of  their property to support key business priorities such as:  

Business Growth and Expansion 

Whether expanding operations or acquiring business assets

If you are planning to expand your operations, open new locations, or acquire additional property,  BDO Multipurpose Loan enables you to move forward with your plans. It can also support working  capital needs to address increased demand and ensure timely payments to suppliers and creditors— allowing your business to sustain momentum while pursuing long-term growth. 

Support Operational Improvements 

Including solar panel installation for long-term efficiency 

To support more efficient operations, BDO Multipurpose Loan enables business owners to invest  in upgrading equipment, modernizing facilities, and improving overall productivity. 

For SMEs looking to manage costs more efficiently over the long term, BDO Multipurpose Loan  can also be used to finance solar panel installation. Instead of committing a large amount of cash  upfront, business owners can preserve working capital while investing in a practical operational  upgrade that helps reduce electricity costs over time.

Whether for a store, warehouse, restaurant, or office, BDO Multipurpose Loan turns your  property into a driver of smarter, more efficient business operations-helping you take the next  big move with confidence. 

BDO Multipurpose Loan Waived Fee Promo until October 31 

Now is one of the best times to avail of the BDO Multipurpose Loan because of its Waived Fee  Promo, which runs until October 31, 2026. Instead of paying the usual loan-related charges,  qualified borrowers who apply for a minimum loan amount of P3,000,000 get to enjoy up to  P30,000 waived loan fees with BDO Multipurpose Loan.

Loan fees such as appraisal and registration costs are part of the normal borrowing process. With  the BDO Multipurpose Loan Waived Fee Promo, those fees are waived, helping SMEs preserve  cash for their actual plans instead of administrative expenses, which means more of their funds  can go directly toward their goals. So, if you have been planning to open a branch, upgrade  equipment, increase inventory, or strengthen cash flow, this is a practical time to borrow because  you lower your setup costs while getting access to capital. 

The promo is available to all new and existing individual and corporate clients who submit their  applications at any BDO or BDO Network Bank branches nationwide and from BDO-accredited  Broker and Developer channels.  

The BDO Multipurpose Loan is more than just access to funds—it is a way to turn your property  into an opportunity. By leveraging the value of what you already own, you can carry on with  your plans and take the next step toward growth and progress. 

As with any loan, it is important to borrow responsibly and ensure that repayment terms fit your  budget. With careful planning, the BDO Multipurpose Loan can be a smart financial tool to help  bring your plans to life. 

To know more, visit https://www.bdo.com.ph/multipurpose-loan-promo or apply at any BDO  branch near you to get started.

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