Toyota's Balloon Payment Plus: Making car financing easier through flexible options

Toyota’s Balloon Payment Plus: Making car financing easier through flexible options

/ 07:00 AM December 07, 2021

These days, a car is no longer a matter of luxury but an indispensable mode of transportation as the world continues to grow and evolve. It affords one the opportunity for personal control and autonomy as we take on everyday tasks such as travelling to work and shopping for necessities.

When the pandemic hit, consumers also realized that having a car could serve as a form of personal protective equipment—a safety bubble that could lessen their chances of getting the dreaded virus as they move around the city.

Toyota's Balloon Payment Plus

For those who are hesitant about availing a car because the financing might put a dent in their finances, Toyota Motor Philippines (TMP) has something in store for them.

Balloon Payment Plus, a unique finance lease product by Toyota Financial Services Philippines (TFSPH), offers customers low monthly payments compared to regular financing; Periodic Maintenance Service throughout the loan tenure for worry-free maintenance; and best of all, the option to upgrade to a new Toyota model at the end of the loan term.

How does it work? First, choose among 20%, 25% or 30% down payment of the vehicle’s SRP and select your preferred finance term from the 24-, 36-, 48- or 60-month term options. The light monthly payments are paid directly to TFSPH, while the Periodic Maintenance Service that comes with the lease package can be availed through your servicing dealer.

This low monthly payment scheme with Periodic Maintenance Service incorporated allows you to receive Toyota Quality Service to upkeep your car periodically. This means each time you hit the road, you can be confident that your vehicle is in tip-top shape. That’s definitely one less thing to worry about when you have to go places.

Pay off or trade in

At the tail end of your finance term, you have the option to pay off the lump sum amount together with your final monthly payment on your last due date or re-avail a new vehicle as you trade in your current car under the program.

Indeed, thinking outside the box has always been a true Toyota strength with the company’s unique financial propositions that consider individuals who would like to explore other Toyota models at the end of their finance term. With Balloon Payment Plus, more Filipinos can drive home a brand-new Toyota car via a rewarding decision that reaps value through and through.

With Balloon Payment Plus, you can update your (and your loved ones’) car every few years. Customers will surely love the Corolla Cross 1.8V Hybrid that can be a fine addition to any household as this SUV packs power, elegance, and an electric motor that can make every gas refill cost-effective and efficient.

Also in the Balloon Payment Plus list of available vehicle models are the Hilux Conquest G, E, J, and GR-S variants, which are excellent options if your livelihood and lifestyle require you to venture into more adventurous terrains. All variants of the Innova and Rush are available as well for those seeking the perfect family car.

Balloon Payment Plus also includes all Toyota Fortuner variants in its list of offerings, which customers will appreciate as this model seamlessly brings together luxury and utility in a mighty SUV package.


Balloon Payment Plus provides you with more than enough room to commit and complete the transaction. Upfront, you’re given a snapshot of where and how your investment is going over time. Throughout the term, your car is professionally maintained, a deal you’d be hard pressed to find anywhere else. If getting to drive a brand-new car indeed has its benefits, then driving a brand-new car via Balloon Payment Plus is beneficial in every form and fashion.

For more information, go to Explore all the available models and different term options offered. For the final quotation, contacting a Toyota Dealer is advised. You may also inquire through the Toyota Financial Services Customer Care Hotline 02-7757-8500, send an email to [email protected] or visit their website at

You may also drop by any of Toyota’s 72 authorized dealerships nationwide to avail of your dream car under the Balloon Payment Plus arrangement.

Toyota Financial Services Philippines Corporation is supervised by the Bangko Sentral ng Pilipinas ([email protected]).


TAGS: Toyota

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