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Philam Life launches the game-changing health and life insurance product for two

11:09 AM September 12, 2018


These days, the high cost of medical and health expenses have become a growing concern among Filipinos. According to the results of the 2018 AIA Healthy Living Index, almost 90% of Filipinos are worried about the potential costs associated with critical illness, such as cancer, heart disease, and diabetes. And because health remains a top priority, another concern that Filipinos have is how their loved ones will be affected in case they fall ill and their current savings, insurance, and government health provisions are not enough to cover expense for treatment.

Philam Life introduces Active Joint Critical Protect, the first and only health and life insurance for two in the country that allows customers to jointly safeguard themselves and a loved one—be it spouse, parent, sibling or child—against serious diseases or untoward events. Powered by Philam Vitality, it also encourages healthy living by giving incentives for knowing and improving their health, at the same time boosting the plan coverage by up to 50%.


With Active Joint Critical Protect, they are protected from the most common critical illnesses among Filipinos, including heart attack, stroke, and cancer. After the plan’s standard period of ten years and no claim was made, it automatically renews, making it very convenient for them. Through this product, Filipinos can protect themselves and their loved ones at the same time.

“Our goal has always been to put our customers first and address their needs, most particularly at a time when the cost of managing an illness while ensuring that they have enough savings upon retirement are looming in many Filipinos’ minds,” says Philam Life Chief Marketing Officer Leo Tan. “We strive to provide innovative products that will empower Filipinos to feel secure about their and their loved ones’ future, helping them live worry-free and healthier, longer and better lives.”

Find out more about Active Joint Critical Protect. Visit Philam Life’s website at, Philam Life’s Facebook page, or contact them through email at or through landline at (02)528-2000.

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TAGS: Active Joint Critical Protect, first and only health and life insurance for two, Philam Life, Philam Vitality
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