By Henry Ong
I have always wanted to save and invest, but I never seem to get the discipline of spending. My personal expenses have been increasing more than my income. I am afraid that I may not have enough savings to support my needs when I retire someday. I want to be organized financially. What should I do?—Johnny Oca by e-mail
By Efren Ll. Cruz
Question: I am an overseas Filipino worker, aged 27. I have just started earning serious money and I want to invest some of the excess. Would you have any tips for a beginner like me?—sent via e-mail
In what may be considered a sign of the growing maturity of Filipinos in handling their excess income, the amount of money held by banks in their trust accounts has, of late, reportedly reached some P3 trillion.
By Randell Tiongson
Question: Where should I put my money? In a bank, property, business or stocks?—Miccael Ibarra Naig via Facebook
By Francis Lim
Can a victim of securities fraud directly file a criminal case for violation of the Securities Regulation Code (SRC) with the Department of Justice (D0J)?