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China Bank offers new investment product


AFP file photo

Tycoon Henry Sy-led China Bank has unveiled a new unit investment trust fund (UITF) that will invest in a portfolio of select equities, targeting investors with higher risk appetite and a longer investment horizon.

In a statement, the bank said it had rolled out China Bank Equity Fund, its fifth UITF offering, “as part of its continued efforts to provide a comprehensive range of investment solutions to its clients.”

Classified as an “equity fund,” up to 90 percent of funds held will be invested in select equities listed at the local bourse. The balance will be invested in short-term tradable fixed-income securities and bank deposits to support liquidity and redemption requirements.

“With the generally bullish prospects portended for the Philippine economy, and by extension to the various companies listed in the domestic stock exchange, China Bank Equity Fund is an excellent opportunity for investors to participate in the bullish Philippine equities market and earn potentially higher returns,” said China Bank senior vice president and head of trust group Rene Sarmiento.

Available at all China Bank branches nationwide, the bank said the fund was for clients with an “aggressive” investor risk profile or those who are willing to stay invested in the fund for, at least, and accept a greater level of risks, such as the volatility of returns and possible erosion of principal.

“By assuming a longer investment horizon, the investor will be in a better position to weather short-term volatility that may be encountered by the fund due to changes in prevailing market conditions, and thus enjoy the potential benefits of capital appreciation and favorable long-term returns,” the bank said.

The minimum investment is P50,000 and the minimum holding period is 30 days. Once opened, regular additional contributions can be made in minimum amounts of P10,000.

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Tags: Banking , banks , China Bank , Personal finance , unit investment trust fund (UITF)

  • socali

    I would rather do business with Filipino ventures than to do business with China with anything. I no longer trust them.

    • sanjuan683

      Its up to you, Chinese will do business with China Bank not Filipino bank. Who’s the loser Filipino of course. hahahahahaha

    • ayaw ko ng CORRUPT!

      eh halos lahat nga ng malalaking business dito saten ay pinamamahalaan ng hindi pilipino, di kaya half.

  • John Fereira

    Sila mga stockholder ng bangko ang makinabang, sila rin ang gagamit ng funds di naman yan ipautang sa ordinary na tao, front ng mga yan so many will invest and later sasabihin lugi po kaya ito na lang ang natira sa pera ninyo.Ay naku naman……

    • ayaw ko ng CORRUPT!

      of course they will gain profit from that! at the end of the day, that is a product. in a simple thinking, if u sell product, definitely, kikita ka! ganun din sa banko John Fereira! use ur CS!

  • upupperclassman

    China Bank has no track record in managing an investment trust. It must be an experiment with investors to learn the trade.

    • boni-m


      • ayaw ko ng CORRUPT!

        then that would be their track record after 2-5 years?

  • Atty. Fel Brillantes

    Managed funds have its own advantages. Although these products are becoming more popular, these are not for everyone especially for the faint-hearted. Its good to invest but its better to invest with caution as these funds are “still” not transparent as it should be.

  • OFW_Investor

    We beg to disagree, with inflation at 4% , the retruns on Time deposit accounts are guaranteed to be negative. The same bag of goods will not buy the same amount next year. Risk comes from not knowing what to do. Banks offering UTIF are best vehicls for a know nothing investor,

  • Jose Pepe

    Beware, high returns = high risk, especially if it’s equity securities. Better invest your money in fixed asset securities like bonds, money-market securities, or just deposit it in a time deposit account.

    • boni-m

      You have a low risk profile Jose Pepe. Remember, the higher the return the riskier.

  • koolkid_inthehouse

    what’s the content of the fund? will China Bank disclose it? how about commission charges? front or back?

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